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	<title>Texas housers &#187; Subprime lending</title>
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	<link>http://texashousers.net</link>
	<description>working together to make low-income housing and community development a priority in Texas</description>
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		<title>Texas housers &#187; Subprime lending</title>
		<link>http://texashousers.net</link>
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		<item>
		<title>Bankless America</title>
		<link>http://texashousers.net/2009/12/06/bankless-america/</link>
		<comments>http://texashousers.net/2009/12/06/bankless-america/#comments</comments>
		<pubDate>Sun, 06 Dec 2009 06:00:48 +0000</pubDate>
		<dc:creator>wrivers</dc:creator>
				<category><![CDATA[National issues]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Economic integration]]></category>
		<category><![CDATA[Predatory lending]]></category>
		<category><![CDATA[Subprime lending]]></category>

		<guid isPermaLink="false">http://texashousers.net/?p=2697</guid>
		<description><![CDATA[The FDIC recently released a study that finds that 60 million Americans, a quarter of all U.S. households, are either “unbanked or underbanked.”  Unbanked is defined as lacking a checking or savings account, while underbanked means relying heavily on alternative means of finance such as payday loans, rent-to-own agreements, and pawn shops. http://www.prnewswire.com/news-releases/new-fdic-study-shows-one-in-four-us-households-currently-unbanked-or-underbanked-state-by-state-data-available-78311312.html http://www.washingtonpost.com/wp-dyn/content/article/2009/12/02/AR2009120201016.html?hpid=topnews As [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&#038;blog=3400119&#038;post=2697&#038;subd=txlihis&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2009/12/06/bankless-america/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">wesrivers</media:title>
		</media:content>
	</item>
		<item>
		<title>Brownsville CDC director discusses recent changes in border low-income housing and colonias</title>
		<link>http://texashousers.net/2009/06/26/brownsville-cdc-director-discusses-changes-in-low-income-housing-and-colonias/</link>
		<comments>http://texashousers.net/2009/06/26/brownsville-cdc-director-discusses-changes-in-low-income-housing-and-colonias/#comments</comments>
		<pubDate>Fri, 26 Jun 2009 06:00:05 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[Local issues]]></category>
		<category><![CDATA[Brownsville]]></category>
		<category><![CDATA[Colonias]]></category>
		<category><![CDATA[Foreclosure crisis]]></category>
		<category><![CDATA[Home foreclosure]]></category>
		<category><![CDATA[Subprime lending]]></category>
		<category><![CDATA[Texas Housing Trust Fund]]></category>

		<guid isPermaLink="false">http://texashousers.net/?p=2225</guid>
		<description><![CDATA[Homebuyers buying new houses through a CDC in Brownsville, Texas have an average income of $19,000. Low-income border families, who a decade ago would have bought lots and built homes through their own labor in a colonia, have lately been buying homes from many of the former colonia developers. Lately, these former colonia developers have [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&#038;blog=3400119&#038;post=2225&#038;subd=txlihis&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2009/06/26/brownsville-cdc-director-discusses-changes-in-low-income-housing-and-colonias/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">John</media:title>
		</media:content>
	</item>
		<item>
		<title>Doggett/Henneberger diavolg on consumer protection legislation for mortgage borrowers in the Texas Legislature</title>
		<link>http://texashousers.net/2009/06/24/doggetthenneberger-diavolg-on-mortgage-protection-for-consumers-bills-before-the-texas-legislature/</link>
		<comments>http://texashousers.net/2009/06/24/doggetthenneberger-diavolg-on-mortgage-protection-for-consumers-bills-before-the-texas-legislature/#comments</comments>
		<pubDate>Wed, 24 Jun 2009 05:10:54 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[State issues]]></category>
		<category><![CDATA[Home foreclosure]]></category>
		<category><![CDATA[Subprime lending]]></category>

		<guid isPermaLink="false">http://texashousers.net/?p=2202</guid>
		<description><![CDATA[Robert Doggett worked on behalf of TxLIHIS during the past session of the Texas Legislature, One of his main focus areas was trying to gain some reasonable protections for consumers facing mortgage foreclosure. In my first experiment with a diavolg I asked Doggett about what was proposed in the legislative session to deal with consumer [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&#038;blog=3400119&#038;post=2202&#038;subd=txlihis&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2009/06/24/doggetthenneberger-diavolg-on-mortgage-protection-for-consumers-bills-before-the-texas-legislature/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">John</media:title>
		</media:content>
	</item>
		<item>
		<title>The truly critical issue the Legislature failed to act on</title>
		<link>http://texashousers.net/2009/06/02/the-truly-critical-issue-the-legislature-fails-to-act-on/</link>
		<comments>http://texashousers.net/2009/06/02/the-truly-critical-issue-the-legislature-fails-to-act-on/#comments</comments>
		<pubDate>Tue, 02 Jun 2009 16:32:43 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[State issues]]></category>
		<category><![CDATA[Predatory lending]]></category>
		<category><![CDATA[Subprime lending]]></category>

		<guid isPermaLink="false">http://texashousers.net/?p=1914</guid>
		<description><![CDATA[My colleague Robert Doggett pointed out to me yesterday just how pathetic the Texas Legislature&#8217;s efforts to deal with the home foreclosure crisis was this session. The Texas Legislature failed to take any action to deal with the foreclosure crisis or the predatory lending practices which fueled the crisis we find ourselves in. One reason [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&#038;blog=3400119&#038;post=1914&#038;subd=txlihis&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2009/06/02/the-truly-critical-issue-the-legislature-fails-to-act-on/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/0070ca0e685de629626b751284c3cd49?s=96&#38;d=identicon" medium="image">
			<media:title type="html">John</media:title>
		</media:content>
	</item>
		<item>
		<title>Another voice against the attack on the Community Reinvestment Act</title>
		<link>http://texashousers.net/2008/10/07/another-voice-against-the-attack-on-the-community-reinvestment-act/</link>
		<comments>http://texashousers.net/2008/10/07/another-voice-against-the-attack-on-the-community-reinvestment-act/#comments</comments>
		<pubDate>Tue, 07 Oct 2008 06:00:47 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[National issues]]></category>
		<category><![CDATA[Community Reinvestment Act]]></category>
		<category><![CDATA[Subprime lending]]></category>

		<guid isPermaLink="false">http://txlihis.wordpress.com/?p=1098</guid>
		<description><![CDATA[On October 3 Bill Moyers interviewed Emma Coleman Jordan about the mortgage meltdown and the latest cries that the Community Reinvestment Act is to blame. Coleman adds her voice to those of us who reject this nonsense. Coleman teaches commercial law and economic justice at Georgetown University. She&#8217;s a former White House Fellow and assistant [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&#038;blog=3400119&#038;post=1098&#038;subd=txlihis&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2008/10/07/another-voice-against-the-attack-on-the-community-reinvestment-act/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/0070ca0e685de629626b751284c3cd49?s=96&#38;d=identicon" medium="image">
			<media:title type="html">John</media:title>
		</media:content>
	</item>
		<item>
		<title>The big lie about the role of affordable lending goals in the collapse of Fannie Mae</title>
		<link>http://texashousers.net/2008/10/06/the-big-lie-about-the-role-of-affordable-lending-goals-in-the-collapse-of-fannie-mae/</link>
		<comments>http://texashousers.net/2008/10/06/the-big-lie-about-the-role-of-affordable-lending-goals-in-the-collapse-of-fannie-mae/#comments</comments>
		<pubDate>Mon, 06 Oct 2008 06:00:08 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[National issues]]></category>
		<category><![CDATA[Community Reinvestment Act]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Subprime lending]]></category>

		<guid isPermaLink="false">http://txlihis.wordpress.com/?p=1092</guid>
		<description><![CDATA[The Big Lie:  Fannie Mae collapsed because of Congressional affordable housing goals and this, in turn, was the cause of the Wall Street collapse that resulted in the $700 billion federal bailout. The Big Lie has been spreading very rapidly through several sources: an oversimplification of the story by the mainstream media (see, for example, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&#038;blog=3400119&#038;post=1092&#038;subd=txlihis&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2008/10/06/the-big-lie-about-the-role-of-affordable-lending-goals-in-the-collapse-of-fannie-mae/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/0070ca0e685de629626b751284c3cd49?s=96&#38;d=identicon" medium="image">
			<media:title type="html">John</media:title>
		</media:content>
	</item>
		<item>
		<title>Shifting the blame from subprime lenders and Wall Street to the victims</title>
		<link>http://texashousers.net/2008/10/03/shifting-the-blame-from-subprime-lenders-and-wall-street-to-the-victims/</link>
		<comments>http://texashousers.net/2008/10/03/shifting-the-blame-from-subprime-lenders-and-wall-street-to-the-victims/#comments</comments>
		<pubDate>Fri, 03 Oct 2008 06:00:23 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[National issues]]></category>
		<category><![CDATA[Community Reinvestment Act]]></category>
		<category><![CDATA[Subprime lending]]></category>

		<guid isPermaLink="false">http://txlihis.wordpress.com/?p=1076</guid>
		<description><![CDATA[It&#8217;s to be expected.  Anti-government pundits and apologists for predatory lenders are spinning hard, trying to shift the blame for the mortgage crisis from bad lending policies brought about by Wall Street in cahoots with predatory lenders and onto the modest attempts by the government to deal with discriminatory home loan practices. This argument was [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&#038;blog=3400119&#038;post=1076&#038;subd=txlihis&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2008/10/03/shifting-the-blame-from-subprime-lenders-and-wall-street-to-the-victims/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/0070ca0e685de629626b751284c3cd49?s=96&#38;d=identicon" medium="image">
			<media:title type="html">John</media:title>
		</media:content>
	</item>
		<item>
		<title>The foreclosure resistant low income mortgage loan</title>
		<link>http://texashousers.net/2008/09/21/the-foreclosure-resistant-low-income-mortgage-loan/</link>
		<comments>http://texashousers.net/2008/09/21/the-foreclosure-resistant-low-income-mortgage-loan/#comments</comments>
		<pubDate>Sun, 21 Sep 2008 22:20:44 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[National issues]]></category>
		<category><![CDATA[Foreclosure crisis]]></category>
		<category><![CDATA[Home foreclosures]]></category>
		<category><![CDATA[Subprime lending]]></category>

		<guid isPermaLink="false">http://txlihis.wordpress.com/?p=1043</guid>
		<description><![CDATA[The $700 billion bailout of Wall Street brought about by the subprime/ predatory mortgage debacle points out that there needs to be a better, safer and cheaper alternative mortgage for lower income families buying a home. Such a loan needs to be affordable and needs to be able to be adjusted based on the borrower&#8217;s [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&#038;blog=3400119&#038;post=1043&#038;subd=txlihis&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2008/09/21/the-foreclosure-resistant-low-income-mortgage-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/0070ca0e685de629626b751284c3cd49?s=96&#38;d=identicon" medium="image">
			<media:title type="html">John</media:title>
		</media:content>

		<media:content url="http://web.mac.com/KPaup/LVH_house.jpg" medium="image">
			<media:title type="html">502 financed house</media:title>
		</media:content>
	</item>
		<item>
		<title>Who says home equity loans are a good idea?</title>
		<link>http://texashousers.net/2008/08/19/who-says-home-equity-loans-second-mortgages-are-a-good-idea/</link>
		<comments>http://texashousers.net/2008/08/19/who-says-home-equity-loans-second-mortgages-are-a-good-idea/#comments</comments>
		<pubDate>Tue, 19 Aug 2008 06:00:24 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[State issues]]></category>
		<category><![CDATA[Predatory lending]]></category>
		<category><![CDATA[Subprime lending]]></category>

		<guid isPermaLink="false">http://txlihis.wordpress.com/?p=723</guid>
		<description><![CDATA[Who says home equity loans (second mortgages) are a good idea? Primarily the banks who pushed home equity loans into the mainstream with a ferocious advertising campaign over the past 20 years.  At least that is the case according to a feature article in the New York Times titled Home Equity Frenzy Was a Bank [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&#038;blog=3400119&#038;post=723&#038;subd=txlihis&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2008/08/19/who-says-home-equity-loans-second-mortgages-are-a-good-idea/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/0070ca0e685de629626b751284c3cd49?s=96&#38;d=identicon" medium="image">
			<media:title type="html">John</media:title>
		</media:content>

		<media:content url="http://texashousing.org/livingcrisis/selfhelp/finishedhouse.jpg" medium="image">
			<media:title type="html">One of the first group of self-help, owner builder homes targeted by predatory home equity lenders.</media:title>
		</media:content>
	</item>
		<item>
		<title>The Texas mortgage industry needs to take a hard look in the mirror</title>
		<link>http://texashousers.net/2008/07/09/the-texas-mortgage-industry-needs-to-take-a-hard-look-in-the-mirror/</link>
		<comments>http://texashousers.net/2008/07/09/the-texas-mortgage-industry-needs-to-take-a-hard-look-in-the-mirror/#comments</comments>
		<pubDate>Wed, 09 Jul 2008 13:51:51 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[National issues]]></category>
		<category><![CDATA[State issues]]></category>
		<category><![CDATA[Subprime lending]]></category>

		<guid isPermaLink="false">http://txlihis.wordpress.com/?p=127</guid>
		<description><![CDATA[After reading Richard Bitner&#8217;s new book, Confessions of a Subprime Lender: An Insider&#8217;s Tale of Geed, Fraud and Ignorance I regret ever saying anything good about subprime lending. I used to parrot the party line that it was not subprime lending per se we object to, it was predatory lending. According Bitner I was dead [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&#038;blog=3400119&#038;post=127&#038;subd=txlihis&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2008/07/09/the-texas-mortgage-industry-needs-to-take-a-hard-look-in-the-mirror/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/0070ca0e685de629626b751284c3cd49?s=96&#38;d=identicon" medium="image">
			<media:title type="html">John</media:title>
		</media:content>

		<media:content url="http://www.texashousing.org/blogfiles/Lender_confessions.jpg" medium="image" />
	</item>
		<item>
		<title>Texas Teachers Retirement Fund speculates in subprime mortgage backed securities</title>
		<link>http://texashousers.net/2008/06/24/texas-teachers-retirement-fund-speculates-in-subprime-mortgage-backed-securities/</link>
		<comments>http://texashousers.net/2008/06/24/texas-teachers-retirement-fund-speculates-in-subprime-mortgage-backed-securities/#comments</comments>
		<pubDate>Tue, 24 Jun 2008 06:00:08 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[State issues]]></category>
		<category><![CDATA[Subprime lending]]></category>

		<guid isPermaLink="false">http://txlihis.wordpress.com/?p=88</guid>
		<description><![CDATA[Demonstrating poor judgment the Texas Teacher&#8217;s Retirement Fund announced it is planning to invest $250 million of retirement funds of Texas school teachers in a loan fund based on subprime mortgages and other low-grade home loans. The story is reported in Foreclosure Buzz from a story originally written by Bob Elder in the Austin American [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&#038;blog=3400119&#038;post=88&#038;subd=txlihis&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2008/06/24/texas-teachers-retirement-fund-speculates-in-subprime-mortgage-backed-securities/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/0070ca0e685de629626b751284c3cd49?s=96&#38;d=identicon" medium="image">
			<media:title type="html">John</media:title>
		</media:content>

		<media:content url="http://www.texashousing.org/blogfiles/foreclosure_sign.jpg" medium="image">
			<media:title type="html">Foreclosure</media:title>
		</media:content>
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		<item>
		<title>An important role for state legislatures in the foreclosure crisis</title>
		<link>http://texashousers.net/2008/06/16/an-important-roll-for-state-legislatures-in-the-foreclosure-crisis/</link>
		<comments>http://texashousers.net/2008/06/16/an-important-roll-for-state-legislatures-in-the-foreclosure-crisis/#comments</comments>
		<pubDate>Mon, 16 Jun 2008 06:00:30 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[State issues]]></category>
		<category><![CDATA[Foreclosure crisis]]></category>
		<category><![CDATA[Home foreclosure]]></category>
		<category><![CDATA[Mortgage brokers]]></category>
		<category><![CDATA[Subprime lending]]></category>

		<guid isPermaLink="false">http://txlihis.wordpress.com/?p=71</guid>
		<description><![CDATA[Financial Institutions Committee Chairman Burt Solomon is reasonable and fair in approaching the issue of state regulation of financial institutions. His comments introducing last week&#8217;s hearing on the foreclosure crisis in Texas reflect the careful and conservative approach that many Southern states have taken toward defining the state&#8217;s role in addressing the crisis. Listen to [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&#038;blog=3400119&#038;post=71&#038;subd=txlihis&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2008/06/16/an-important-roll-for-state-legislatures-in-the-foreclosure-crisis/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/0070ca0e685de629626b751284c3cd49?s=96&#38;d=identicon" medium="image">
			<media:title type="html">John</media:title>
		</media:content>
	</item>
		<item>
		<title>One perspective on the Texas foreclosure crisis</title>
		<link>http://texashousers.net/2008/06/15/one-perspective-on-the-texas-foreclosure-crisis/</link>
		<comments>http://texashousers.net/2008/06/15/one-perspective-on-the-texas-foreclosure-crisis/#comments</comments>
		<pubDate>Sun, 15 Jun 2008 06:00:45 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[State issues]]></category>
		<category><![CDATA[Foreclosure crisis]]></category>
		<category><![CDATA[Home foreclosures]]></category>
		<category><![CDATA[Subprime lending]]></category>

		<guid isPermaLink="false">http://txlihis.wordpress.com/?p=69</guid>
		<description><![CDATA[View Dr. James Gaines presentation [it takes a couple minutes to begin playing] before the Texas House financial institutions committee on Texas home foreclosure data. View the slides from his PowerPoint presentation. Dr. James Gaines a research economist at Texas A&#38;M&#8217;s Real Estate Center presented some interesting data in to the Texas House Financial Institutions [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&#038;blog=3400119&#038;post=69&#038;subd=txlihis&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2008/06/15/one-perspective-on-the-texas-foreclosure-crisis/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://texashousing.org/blogfiles/Fin_inst_6_11_2008.mov" length="548015285" type="video/quicktime" />
	
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			<media:title type="html">John</media:title>
		</media:content>

		<media:content url="http://www.texashousing.org/blogfiles/gaines.jpg" medium="image">
			<media:title type="html">Dr. James Gaines</media:title>
		</media:content>
	</item>
		<item>
		<title>Dealing (or not) with the foreclosure crisis in Texas</title>
		<link>http://texashousers.net/2008/06/14/dealing-or-not-with-the-foreclosure-crisis-in-texas/</link>
		<comments>http://texashousers.net/2008/06/14/dealing-or-not-with-the-foreclosure-crisis-in-texas/#comments</comments>
		<pubDate>Sat, 14 Jun 2008 06:00:05 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[State issues]]></category>
		<category><![CDATA[Foreclosure crisis]]></category>
		<category><![CDATA[Predatory lending]]></category>
		<category><![CDATA[Subprime lending]]></category>

		<guid isPermaLink="false">http://txlihis.wordpress.com/?p=62</guid>
		<description><![CDATA[Watch Robert Doggett&#8217;s testimony before the Financial Services Committee, or better yet watch the entire hearing. On Wednesday Robert Doggett, in response to an invitation from the committee, testified on the behalf of TxLIHIS before the Texas House of Representatives Financial Institutions Committee. The committee was conducting an interim hearing on an interim charge to: [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&#038;blog=3400119&#038;post=62&#038;subd=txlihis&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2008/06/14/dealing-or-not-with-the-foreclosure-crisis-in-texas/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
<enclosure url="http://www.texashousing.org/blogfiles/Fin_Inst_6_11_2008_dogg.mov" length="79076687" type="video/quicktime" />
<enclosure url="http://www.texashousing.org/blogfiles/Fin_Inst_6_11_2008.mov" length="548015285" type="video/quicktime" />
	
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			<media:title type="html">John</media:title>
		</media:content>

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	</item>
		<item>
		<title>Understanding the role of GSEs, HUD and affordable housing in the subprime crisis</title>
		<link>http://texashousers.net/2008/06/12/understanding-the-role-of-gses-hud-and-affordable-housing-in-the-subprime-crisis/</link>
		<comments>http://texashousers.net/2008/06/12/understanding-the-role-of-gses-hud-and-affordable-housing-in-the-subprime-crisis/#comments</comments>
		<pubDate>Thu, 12 Jun 2008 06:00:04 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[National issues]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[GSEs]]></category>
		<category><![CDATA[Mortgage crisis]]></category>
		<category><![CDATA[Subprime lending]]></category>

		<guid isPermaLink="false">http://txlihis.wordpress.com/?p=59</guid>
		<description><![CDATA[A page 1 story in the Washingtom Post Tuesday laid a major part of the blame for the subprime lending meltdown at the feet of HUD for failing to rein in Fannie Mae and Freddie Mac from buying large numbers of subpime mortgage backed securities comprised of loans made in minority and low income neighborhoods. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&#038;blog=3400119&#038;post=59&#038;subd=txlihis&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2008/06/12/understanding-the-role-of-gses-hud-and-affordable-housing-in-the-subprime-crisis/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">John</media:title>
		</media:content>

		<media:content url="http://www.texashousing.org/newsletter/files/page7_7.jpg" medium="image">
			<media:title type="html">Housing Matter newsletter</media:title>
		</media:content>
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