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	<title>Texas housers &#187; Home foreclosures</title>
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	<description>working together to make low-income housing and community development a priority in Texas</description>
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		<title>Texas housers &#187; Home foreclosures</title>
		<link>http://texashousers.net</link>
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		<title>Poll: Most think government should help homeowners in trouble</title>
		<link>http://texashousers.net/2011/06/30/poll-most-think-government-should-help-homeowners-in-trouble/</link>
		<comments>http://texashousers.net/2011/06/30/poll-most-think-government-should-help-homeowners-in-trouble/#comments</comments>
		<pubDate>Fri, 01 Jul 2011 00:35:10 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[National issues]]></category>
		<category><![CDATA[Foreclosure crisis]]></category>
		<category><![CDATA[Home foreclosure]]></category>
		<category><![CDATA[Home foreclosures]]></category>
		<category><![CDATA[Housing budget]]></category>
		<category><![CDATA[Housing news]]></category>
		<category><![CDATA[Real estate economics]]></category>

		<guid isPermaLink="false">http://texashousers.net/?p=5071</guid>
		<description><![CDATA[A new CBS News/ New York Times poll shows: Most Americans think home ownership is an important part of the American dream. About one-quarter thinks no one should receive subsidized home loans; one-quarter think everyone should; and another quarter thinks only low-income people should qualify. 45 percent would like to see government do more improving [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&amp;blog=3400119&amp;post=5071&amp;subd=txlihis&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2011/06/30/poll-most-think-government-should-help-homeowners-in-trouble/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">cbs_homeowner_poll</media:title>
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			<media:title type="html">John</media:title>
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		<item>
		<title>Doggett on Foreclosures-“Well, the market didn’t really work, did it?”</title>
		<link>http://texashousers.net/2011/06/27/doggett-on-foreclosures-%e2%80%9cwell-the-market-didn%e2%80%99t-really-work-did-it%e2%80%9d/</link>
		<comments>http://texashousers.net/2011/06/27/doggett-on-foreclosures-%e2%80%9cwell-the-market-didn%e2%80%99t-really-work-did-it%e2%80%9d/#comments</comments>
		<pubDate>Mon, 27 Jun 2011 16:26:19 +0000</pubDate>
		<dc:creator>kjewell</dc:creator>
				<category><![CDATA[National issues]]></category>
		<category><![CDATA[Home foreclosures]]></category>
		<category><![CDATA[Robert Doggett]]></category>

		<guid isPermaLink="false">http://texashousers.net/?p=4961</guid>
		<description><![CDATA[Quote of the Day- “Well, the market didn’t really work, did it? And why should we be so wedded to it now? If we can back up a little, are we going to blame this whole mess on a guy who lied on his loan application? Really? Have you all been duped that much that [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&amp;blog=3400119&amp;post=4961&amp;subd=txlihis&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2011/06/27/doggett-on-foreclosures-%e2%80%9cwell-the-market-didn%e2%80%99t-really-work-did-it%e2%80%9d/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
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			<media:title type="html">doggett</media:title>
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			<media:title type="html">kjewell</media:title>
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		<item>
		<title>NSP1-A Deadline Looms</title>
		<link>http://texashousers.net/2010/08/30/nsp1-a-deadline-looms/</link>
		<comments>http://texashousers.net/2010/08/30/nsp1-a-deadline-looms/#comments</comments>
		<pubDate>Mon, 30 Aug 2010 11:00:51 +0000</pubDate>
		<dc:creator>kjewell</dc:creator>
				<category><![CDATA[National issues]]></category>
		<category><![CDATA[State issues]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Foreclosure crisis]]></category>
		<category><![CDATA[Home foreclosures]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[NSP]]></category>
		<category><![CDATA[TDHCA]]></category>
		<category><![CDATA[Texas Department of Housing and Community Affairs]]></category>

		<guid isPermaLink="false">http://texashousers.net/?p=3321</guid>
		<description><![CDATA[Last week HUD announced the details of their enforcement of the 18-month deadline for obligation of the first round of Neighborhood Stabilization Program funds (NSP1).  NSP1 is a federal program for “the purpose of assisting in the redevelopment of abandoned and foreclosed homes,” and was funded through the Housing and Economic Recovery Act of 2008 (HERA) [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&amp;blog=3400119&amp;post=3321&amp;subd=txlihis&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2010/08/30/nsp1-a-deadline-looms/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
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			<media:title type="html">kjewell</media:title>
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		<item>
		<title>Rich are defaulting on mortgages at a higher rate</title>
		<link>http://texashousers.net/2010/07/09/rich-are-defaulting-on-mortgages-at-a-higher-rate/</link>
		<comments>http://texashousers.net/2010/07/09/rich-are-defaulting-on-mortgages-at-a-higher-rate/#comments</comments>
		<pubDate>Fri, 09 Jul 2010 14:17:21 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[National issues]]></category>
		<category><![CDATA[Foreclosure crisis]]></category>
		<category><![CDATA[Home foreclosures]]></category>

		<guid isPermaLink="false">http://texashousers.net/?p=3274</guid>
		<description><![CDATA[While lots of criticism from some TV commentators has been heaped on lower-income homeowners who lost their homes to foreclosure, it&#8217;s now the rich who are defaulting more frequently on their mortgage loans. The New York Times reports today that more than one in seven homeowners with loans in excess of a million dollars are [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&amp;blog=3400119&amp;post=3274&amp;subd=txlihis&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2010/07/09/rich-are-defaulting-on-mortgages-at-a-higher-rate/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
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			<media:title type="html">John</media:title>
		</media:content>
	</item>
		<item>
		<title>10 percent of Texans are behind in their home loan payments</title>
		<link>http://texashousers.net/2009/11/24/10-percent-of-texans-are-behind-in-their-home-loan-payments/</link>
		<comments>http://texashousers.net/2009/11/24/10-percent-of-texans-are-behind-in-their-home-loan-payments/#comments</comments>
		<pubDate>Wed, 25 Nov 2009 04:48:14 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[Local issues]]></category>
		<category><![CDATA[State issues]]></category>
		<category><![CDATA[Foreclosure crisis]]></category>
		<category><![CDATA[Home foreclosures]]></category>

		<guid isPermaLink="false">http://texashousers.net/?p=2675</guid>
		<description><![CDATA[Each one of the yellow squares represents a judicial mandated sale of property in San Antonio and Bexar County. Scary, huh? You can see the map live on the Bexar County Clerk&#8217;s website. In a related story, the Dallas Morning News reported this week that almost 10 percent of Texans were behind in their home loan [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&amp;blog=3400119&amp;post=2675&amp;subd=txlihis&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2009/11/24/10-percent-of-texans-are-behind-in-their-home-loan-payments/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/0070ca0e685de629626b751284c3cd49?s=96&#38;d=identicon" medium="image">
			<media:title type="html">John</media:title>
		</media:content>

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			<media:title type="html">foreclosure_map</media:title>
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	</item>
		<item>
		<title>I want to believe the President&#8217;s financial consumer protection plan will work, but it won&#8217;t</title>
		<link>http://texashousers.net/2009/06/20/i-want-to-believe-the-presidents-financial-consumer-protection-plan-will-work-but-it-wont/</link>
		<comments>http://texashousers.net/2009/06/20/i-want-to-believe-the-presidents-financial-consumer-protection-plan-will-work-but-it-wont/#comments</comments>
		<pubDate>Sat, 20 Jun 2009 20:00:41 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[National issues]]></category>
		<category><![CDATA[Community Reinvestment Act]]></category>
		<category><![CDATA[Foreclosure crisis]]></category>
		<category><![CDATA[Home foreclosures]]></category>

		<guid isPermaLink="false">http://texashousers.net/?p=2145</guid>
		<description><![CDATA[President Obama adopted a fighting stance against the financial services industry today in his weekly radio address. He promised that his proposed Consumer Financial Protection Agency (CFPA) would protect Americans by banning unfair practices and enforcing strong new consumer protections. I want to believe. But having studied the details of the president&#8217;s plan for financial [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&amp;blog=3400119&amp;post=2145&amp;subd=txlihis&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2009/06/20/i-want-to-believe-the-presidents-financial-consumer-protection-plan-will-work-but-it-wont/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">John</media:title>
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	</item>
		<item>
		<title>The struggle begins to successfully design a TX Neighborhood Stabilization Program</title>
		<link>http://texashousers.net/2009/03/05/the-struggle-begins-to-successfully-design-a-tx-neighborhood-stabilization-program/</link>
		<comments>http://texashousers.net/2009/03/05/the-struggle-begins-to-successfully-design-a-tx-neighborhood-stabilization-program/#comments</comments>
		<pubDate>Thu, 05 Mar 2009 06:00:42 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[Local issues]]></category>
		<category><![CDATA[State issues]]></category>
		<category><![CDATA[Home foreclosures]]></category>
		<category><![CDATA[Housing segregation]]></category>
		<category><![CDATA[Neighborhood Stabilization Program]]></category>
		<category><![CDATA[TDHCA]]></category>
		<category><![CDATA[Texas Department of Housing and Community Affairs]]></category>

		<guid isPermaLink="false">http://texashousers.net/?p=1835</guid>
		<description><![CDATA[I have previously expressed concerns about how the new Neighborhood Stabilization Program (NSP) can be successfully implemented. I attended a public hearing last Friday in which officials of the Texas Department of Housing and Community Affairs (TDHCA) explained their proposed rules for how the program would be carried out. The NSP program is an attempt [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&amp;blog=3400119&amp;post=1835&amp;subd=txlihis&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2009/03/05/the-struggle-begins-to-successfully-design-a-tx-neighborhood-stabilization-program/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">John</media:title>
		</media:content>
	</item>
		<item>
		<title>Rough outlines of Texas $178m Neighborhood Stabilization Program emerge</title>
		<link>http://texashousers.net/2008/11/11/rough-outlines-of-texas-178m-neighborhood-stabilization-program-emerge/</link>
		<comments>http://texashousers.net/2008/11/11/rough-outlines-of-texas-178m-neighborhood-stabilization-program-emerge/#comments</comments>
		<pubDate>Tue, 11 Nov 2008 06:00:45 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[Local issues]]></category>
		<category><![CDATA[State issues]]></category>
		<category><![CDATA[Home foreclosures]]></category>
		<category><![CDATA[TDHCA]]></category>
		<category><![CDATA[Texas Department of Housing and Community Affairs]]></category>

		<guid isPermaLink="false">http://txlihis.wordpress.com/?p=1289</guid>
		<description><![CDATA[In an attempt to deal with the foreclosure crisis Congress has allocated substantial funding to cities, counties and states to buy up for close to an abandoned properties to prevent them from further depressing property values and causing neighborhoods to deteriorate. We will soon learn whether cities, counties and the state of Texas can successfully [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&amp;blog=3400119&amp;post=1289&amp;subd=txlihis&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2008/11/11/rough-outlines-of-texas-178m-neighborhood-stabilization-program-emerge/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/0070ca0e685de629626b751284c3cd49?s=96&#38;d=identicon" medium="image">
			<media:title type="html">John</media:title>
		</media:content>
	</item>
		<item>
		<title>New report profiles loan delinquencies and foreclosures in Texas cities</title>
		<link>http://texashousers.net/2008/10/29/new-report-profiles-loan-delinquencies-and-foreclosures-in-texas-cities/</link>
		<comments>http://texashousers.net/2008/10/29/new-report-profiles-loan-delinquencies-and-foreclosures-in-texas-cities/#comments</comments>
		<pubDate>Wed, 29 Oct 2008 22:23:33 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[Local issues]]></category>
		<category><![CDATA[State issues]]></category>
		<category><![CDATA[Foreclosure crisis]]></category>
		<category><![CDATA[Home foreclosures]]></category>

		<guid isPermaLink="false">http://txlihis.wordpress.com/?p=1234</guid>
		<description><![CDATA[A collaboration between LISC and the Urban Institute has produced a data set with &#8220;foreclosure needs scores&#8221; within Community Development Block Grant jurisdictions within each state. These scores incorporate measures of subprime lending, foreclosures, delinquency, and vacancies to help state and local officials quickly assess the relative needs of different jurisdictions for neighborhood stabilization funding. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&amp;blog=3400119&amp;post=1234&amp;subd=txlihis&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2008/10/29/new-report-profiles-loan-delinquencies-and-foreclosures-in-texas-cities/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">John</media:title>
		</media:content>
	</item>
		<item>
		<title>We endorse Texas Attorney General Abbott&#8217;s call for mortgage deferment legislation to help struggling homeowners</title>
		<link>http://texashousers.net/2008/10/24/we-endorse-texas-attorney-general-abbotts-call-for-mortgage-deferment-legislation-to-help-struggling-homeowners/</link>
		<comments>http://texashousers.net/2008/10/24/we-endorse-texas-attorney-general-abbotts-call-for-mortgage-deferment-legislation-to-help-struggling-homeowners/#comments</comments>
		<pubDate>Fri, 24 Oct 2008 06:00:34 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[State issues]]></category>
		<category><![CDATA[Foreclosure crisis]]></category>
		<category><![CDATA[Home foreclosures]]></category>

		<guid isPermaLink="false">http://txlihis.wordpress.com/?p=1227</guid>
		<description><![CDATA[The Texas Low Income Housing Information Service (TxLIHIS) applauds and endorses Texas Attorney General Greg Abbott&#8217;s proposal today for a legislative initiative aimed at improving the state&#8217;s foreclosure process and helping Texas homeowners stay in their homes. The attorney general asked the Texas Legislature to enact the Texas Foreclosure Deferment Act. Under the proposed Act, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&amp;blog=3400119&amp;post=1227&amp;subd=txlihis&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2008/10/24/we-endorse-texas-attorney-general-abbotts-call-for-mortgage-deferment-legislation-to-help-struggling-homeowners/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/0070ca0e685de629626b751284c3cd49?s=96&#38;d=identicon" medium="image">
			<media:title type="html">John</media:title>
		</media:content>

		<media:content url="http://web.mac.com/KPaup/Gregg_Abbott.jpg" medium="image">
			<media:title type="html">Texas Attorney General Greg Abbott</media:title>
		</media:content>
	</item>
		<item>
		<title>My recommendations for dealing with the low-income homeownership problems in Texas</title>
		<link>http://texashousers.net/2008/10/09/my-recommendations-for-dealing-with-the-low-income-homeownership-problems-in-texas/</link>
		<comments>http://texashousers.net/2008/10/09/my-recommendations-for-dealing-with-the-low-income-homeownership-problems-in-texas/#comments</comments>
		<pubDate>Thu, 09 Oct 2008 06:00:35 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[State issues]]></category>
		<category><![CDATA[Home foreclosures]]></category>
		<category><![CDATA[Housing policy]]></category>
		<category><![CDATA[Texas Bootstrap housing]]></category>
		<category><![CDATA[Texas Housing Trust Fund]]></category>

		<guid isPermaLink="false">http://txlihis.wordpress.com/?p=1113</guid>
		<description><![CDATA[I was invited to testify today before the Texas Senate Intergovernmental Relations Committee on the status of state programs to provide owner-occupied housing for low income families. Here is my testimony. Testimony of John Henneberger, co-director before the Texas Senate Intergovernmental Relations Committee on the committee interim housing charges October 8, 2008 On the behalf [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&amp;blog=3400119&amp;post=1113&amp;subd=txlihis&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2008/10/09/my-recommendations-for-dealing-with-the-low-income-homeownership-problems-in-texas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">John</media:title>
		</media:content>
	</item>
		<item>
		<title>The foreclosure resistant low income mortgage loan</title>
		<link>http://texashousers.net/2008/09/21/the-foreclosure-resistant-low-income-mortgage-loan/</link>
		<comments>http://texashousers.net/2008/09/21/the-foreclosure-resistant-low-income-mortgage-loan/#comments</comments>
		<pubDate>Sun, 21 Sep 2008 22:20:44 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[National issues]]></category>
		<category><![CDATA[Foreclosure crisis]]></category>
		<category><![CDATA[Home foreclosures]]></category>
		<category><![CDATA[Subprime lending]]></category>

		<guid isPermaLink="false">http://txlihis.wordpress.com/?p=1043</guid>
		<description><![CDATA[The $700 billion bailout of Wall Street brought about by the subprime/ predatory mortgage debacle points out that there needs to be a better, safer and cheaper alternative mortgage for lower income families buying a home. Such a loan needs to be affordable and needs to be able to be adjusted based on the borrower&#8217;s [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&amp;blog=3400119&amp;post=1043&amp;subd=txlihis&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2008/09/21/the-foreclosure-resistant-low-income-mortgage-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/0070ca0e685de629626b751284c3cd49?s=96&#38;d=identicon" medium="image">
			<media:title type="html">John</media:title>
		</media:content>

		<media:content url="http://web.mac.com/KPaup/LVH_house.jpg" medium="image">
			<media:title type="html">502 financed house</media:title>
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		<item>
		<title>Plight of renters unaddressed in foreclosure crisis</title>
		<link>http://texashousers.net/2008/08/23/plight-of-renters-unaddressed-in-foreclosure-crisis/</link>
		<comments>http://texashousers.net/2008/08/23/plight-of-renters-unaddressed-in-foreclosure-crisis/#comments</comments>
		<pubDate>Sat, 23 Aug 2008 06:00:21 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[National issues]]></category>
		<category><![CDATA[State issues]]></category>
		<category><![CDATA[Home foreclosures]]></category>

		<guid isPermaLink="false">http://txlihis.wordpress.com/?p=795</guid>
		<description><![CDATA[While the country focuses on the plight of homeowners facing foreclosure, the plight of renters forced to move due to foreclosure has received too little attention. Under Texas law a tenant can be forced to move out of a foreclosed property after the foreclosure agent provides them a mere 30 days notice. If a family [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&amp;blog=3400119&amp;post=795&amp;subd=txlihis&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2008/08/23/plight-of-renters-unaddressed-in-foreclosure-crisis/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/0070ca0e685de629626b751284c3cd49?s=96&#38;d=identicon" medium="image">
			<media:title type="html">John</media:title>
		</media:content>

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		<title>Questions, answers, concerns about the new $4 billion foreclosed homes program in Texas</title>
		<link>http://texashousers.net/2008/07/28/thoughts-on-the-implemention-of-the-new-4-billion-abandoned-and-froreclosed-homes-program/</link>
		<comments>http://texashousers.net/2008/07/28/thoughts-on-the-implemention-of-the-new-4-billion-abandoned-and-froreclosed-homes-program/#comments</comments>
		<pubDate>Mon, 28 Jul 2008 06:00:41 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[Local issues]]></category>
		<category><![CDATA[National issues]]></category>
		<category><![CDATA[State issues]]></category>
		<category><![CDATA[CDBG]]></category>
		<category><![CDATA[Foreclosure crisis]]></category>
		<category><![CDATA[Home foreclosure]]></category>
		<category><![CDATA[Home foreclosures]]></category>
		<category><![CDATA[Housing policy]]></category>
		<category><![CDATA[Housing resources]]></category>

		<guid isPermaLink="false">http://txlihis.wordpress.com/?p=365</guid>
		<description><![CDATA[One of the subprograms of greatest controversy within the major housing legislation passed by Congress on Saturday (HR 3221) is Section 2301, Emergency Assistance For The Redevelopment of Abandoned and Foreclosed Homes. Initially, Present Bush threatened to veto the housing bill over this section. White House spokeswoman Dana Perino said, &#8220;The Senate bill would provide [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&amp;blog=3400119&amp;post=365&amp;subd=txlihis&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2008/07/28/thoughts-on-the-implemention-of-the-new-4-billion-abandoned-and-froreclosed-homes-program/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/0070ca0e685de629626b751284c3cd49?s=96&#38;d=identicon" medium="image">
			<media:title type="html">John</media:title>
		</media:content>

		<media:content url="http://web.mac.com/KPaup/foreclosure_county_map.jpg" medium="image">
			<media:title type="html">Foreclosures in Texas counties for May, 2008</media:title>
		</media:content>

		<media:content url="http://web.mac.com/KPaup/subprime_county_map.jpg" medium="image">
			<media:title type="html">Subprime mortgage loans by county</media:title>
		</media:content>
	</item>
		<item>
		<title>Nonprofit FHA downpayment assistance scheme nets 19% Texas defaults</title>
		<link>http://texashousers.net/2008/07/05/nonprofit-fha-downpayment-assistance-scheme-nets-19-percent-texas-defaults/</link>
		<comments>http://texashousers.net/2008/07/05/nonprofit-fha-downpayment-assistance-scheme-nets-19-percent-texas-defaults/#comments</comments>
		<pubDate>Sat, 05 Jul 2008 06:00:04 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[National issues]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Foreclosure crisis]]></category>
		<category><![CDATA[Home foreclosures]]></category>

		<guid isPermaLink="false">http://txlihis.wordpress.com/?p=115</guid>
		<description><![CDATA[I&#8217;m sorry if this makes me sound like an affordable housing hertic but this bothers me. NPR reports there are nonprofits out there that are serving as middle men (for a fee) between home sellers who want to pay a buyer&#8217;s three percent downpayment on an FHA loan and buyers who can&#8217;t come up with [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&amp;blog=3400119&amp;post=115&amp;subd=txlihis&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2008/07/05/nonprofit-fha-downpayment-assistance-scheme-nets-19-percent-texas-defaults/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/0070ca0e685de629626b751284c3cd49?s=96&#38;d=identicon" medium="image">
			<media:title type="html">John</media:title>
		</media:content>

		<media:content url="http://web.mac.com/KPaup/hud_chart_default_rate.gif" medium="image">
			<media:title type="html">FHA default chart</media:title>
		</media:content>
	</item>
		<item>
		<title>One perspective on the Texas foreclosure crisis</title>
		<link>http://texashousers.net/2008/06/15/one-perspective-on-the-texas-foreclosure-crisis/</link>
		<comments>http://texashousers.net/2008/06/15/one-perspective-on-the-texas-foreclosure-crisis/#comments</comments>
		<pubDate>Sun, 15 Jun 2008 06:00:45 +0000</pubDate>
		<dc:creator>John Henneberger</dc:creator>
				<category><![CDATA[State issues]]></category>
		<category><![CDATA[Foreclosure crisis]]></category>
		<category><![CDATA[Home foreclosures]]></category>
		<category><![CDATA[Subprime lending]]></category>

		<guid isPermaLink="false">http://txlihis.wordpress.com/?p=69</guid>
		<description><![CDATA[View Dr. James Gaines presentation [it takes a couple minutes to begin playing] before the Texas House financial institutions committee on Texas home foreclosure data. View the slides from his PowerPoint presentation. Dr. James Gaines a research economist at Texas A&#38;M&#8217;s Real Estate Center presented some interesting data in to the Texas House Financial Institutions [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=texashousers.net&amp;blog=3400119&amp;post=69&amp;subd=txlihis&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://texashousers.net/2008/06/15/one-perspective-on-the-texas-foreclosure-crisis/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://texashousing.org/blogfiles/Fin_inst_6_11_2008.mov" length="548015285" type="video/quicktime" />
	
		<media:content url="http://0.gravatar.com/avatar/0070ca0e685de629626b751284c3cd49?s=96&#38;d=identicon" medium="image">
			<media:title type="html">John</media:title>
		</media:content>

		<media:content url="http://www.texashousing.org/blogfiles/gaines.jpg" medium="image">
			<media:title type="html">Dr. James Gaines</media:title>
		</media:content>
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